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Mortgage Lending Financial Education Bay Federal News Call Bay Federal: 831.479.6000 (Toll Free: 888-4BAYFED)
Find a CO-OP Network surcharge-free ATM when you're away from your computer!

Before you take your next road trip, be sure that you know exactly where to get your cash for free. Text your location from any mobile phone. You’ll never be lost looking for a surcharge-free ATM again. Learn more.

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Our Auto Buying Service Makes it Easy to Get the Vehicle of Your Dreams!

Whether you are looking for a new or used car, truck or SUV, we can make shopping for a new vehicle a breeze! Just let our Auto Buying Service Advisor, Darrel Burns, take care of all of the details for you! Learn more.

A Letter from the President and CEO
Informational video about NCUA Insurance
Safe and Strong

Read about how Bay Federal Credit Union remains safe, strong and secure.

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Protect Yourself from Scams

There are many scams designed to steal your money and your identity. Please know that your Credit Union will never contact you to verify your personal account information over the phone, through an email communication or text message. Learn more fraud prevention tips!

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Bay Federal Investment Services

Call our Investment Advisors, Gina Bayer, Paul Clark and Ted Crotwell, for a complimentary review of your current investments at 831.479.6000.

Investment Products and Services offered through CUSO Financial Services, L.P. (CFS), an independent broker dealer, are not NCUA/NCUSIF insured, not credit union guaranteed, and may lose value. Financial advisors are employed by Bay Federal Investment Services and registered through CFS. Bay Federal Credit union is in partnership with CFS. (Member FINRA/SIPC)

Business Services are now available!
NCUA insurance now $250,000

Share insurance coverage increased to $250,000 until December 31, 2009.
Read more...

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Credit Unions In The News
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Bay Federal's first 50 years

Learn how Bay Federal has become a local success story.
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Equal Housing LenderYour savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.