Completing this profile will help us to determine your financial
goals and needs — whether it be long term retirement planning or
short term financial flexibility. Once you've answered the questions,
Bay Federal Investment
Advisor Gina Bayer, Paul Clark CFP® or Ted Crotwell will call you to discuss a variety of options that will work
best to potentially help or brighten your investment horizon.
Personal & Contact Information
1. Are you a member of Bay Federal Credit Union?
Yes
No
2. Please enter your full name:
3. Please enter your e-mail address:
4. Please enter your telephone number:
Home
Work
Investment Information
1. Your investment objective summarizes the primary
purpose of your account. It serves to define how assets
should be managed. While asking yourself 'What do I
want most to accomplish?', select the objective that
best fits the purpose of your account.
Preserve asset value
Generate high current income
Achieve asset growth with moderate current income
Achieve strong asset growth with nominal income
Achieve maximum capital appreciation
2. Please check the box that indicates your response to the following statement: I am comfortable with investments that may go down in value from time to time, if they offer the potential for higher returns.
3. Age is a very important determinant of portfolio
selection. Please check your age in the box below.
35 or under
36–45
46–55
56–64
65 or over
4. Your investment time horizon is an important variable
to consider when constructing your account.
How long will it be before you begin making withdrawals?
0–1 year
1–2 years
2–4 years
4–6 years
More than 6 years
5. Once you begin taking withdrawals from your portfolio,
how long will the money in the account have to last
before it is depleted?
Lump sum
Less than 1 year
1–5 years
6–10 years
11 or more years
6. An assessment of your income requirements is essential in determining the appropriate asset allocation structure for your account. Please check the box that best approximates the amount of CURRENT income your account needs to generate annually as a percent of your total income from all sources.
0–5%
6–15%
16–30%
31–50%
Over 50%
7. How long could you cover monthly living expenses with cash and investments you currently have on hand?
1 month or less
1–3 months
3–6 months
6–12 months
12 months or more
8. What is your outlook for your future income from
sources other than investments over the next ten years?
It will greatly decrease
It will decrease, but not by much
It will stay the same
It will increase, but not by much
It will greatly increase
9. Are you interested in long term savings vehicles, which may offer you the potential to increase the returns you are currently earning?
Yes
No
Investment Products and Services
offered through CUSO Financial Services, L.P. (CFS), an independent
broker dealer, are not NCUA/NCUSIF, not credit union, and may
lose value. Financial advisors are employed by Bay Federal Investment Services, Inc. and registered through
CFS. (Member FINRA/SIPC)
System response and account access times may vary
due to market conditions, system performance and other factors.
If you have any questions regarding this form, please contact
Gina
Bayer (x596) or
Paul Clark (x650) with Bay Federal Investment Services at 831.479.6000
